Mortgage (and other loan) qualification is increasingly being done
by means of "credit scoring". This is a mathematical analysis
which considers many different aspects of your credit history --
late payments, delinquencies, tax liens, etc... and expresses it
as a single "grade". This calculator will "grade" your credit using the
number of late payments you have on various credit accounts. This
isn't a true "credit score", but will give you a pretty good idea
of your credit worthiness.
Your Credit Grade*