4 Way To Make Your Home Safer
We live in an unparalleled age of safety and comfort, but that also means we can sometimes overlook the more mundane dangers that still exist in our homes. Though they rarely grab headlines, threats such as fire, carbon monoxide leaks and falls leave thousands injured – or worse – every year. Thankfully, many of these dangers can be drastically reduced with some simple precautions, habits or products. Here are four such tips to make your home safer.
1. Alarm yourself Though sometimes taken for granted in the modern home, smoke and carbon monoxide alarms play a crucial safety role. Fire can spread shockingly fast, and carbon monoxide kills invisibly and without odor, meaning alarms are an indispensable line of defense. Functioning smoke and carbon monoxide detectors should be on every floor of your home. Detectors with both photoelectric and ionization sensors will provide the greatest warning for smoldering and fast-flaming fires alike. Hundreds die a year in situations where smoke detectors are present but not functioning, so test smoke (and carbon monoxide) detectors at least once a month. Vacuuming devices occasionally to prevent dust buildup is also advisable.
2. Don’t get tripped up It hardly grabs headlines, but some 10,000 people die each year as a result of falls at home, with many more being injured. To reduce the chance of these kinds of accidents, begin by arranging furniture out of the way of your typical routes around the home. For example, no obstructions should be between your bed and the bedroom door. Place electrical cords, pet bowls and other smaller hazards against walls rather than in walkways. Consider doing away with throw rugs, which can slide or bunch up, or immobilize them with carpet tacks or two-sided carpet tape. Put a rubber mat or nonslip strips in your bathtub and install grab bars if necessary. Keeping your home clean and de-cluttered is also important. If mobility is or is becoming an issue for someone in your home, a single-level home with few or no steps should be a consideration.
3. Keep a (digital) eye on the place.Who best to keep watch on your place than the person who cares most about it? Once the sole purview of professional security companies, do-it-yourself monitoring systems are now easy and affordable thanks to digital technology and the Internet. With one or more Wi-Fi security cameras installed, you can check up on your home from your smartphone or laptop, checking in on pets, weather effects or other home welfare. Other smart home elements can let you control your thermostat, lights or other appliances from afar for even more security.
4. Don’t get burned. Hundreds of thousands are treated for burn injuries in the US every year, and many of them are children. Consider turning down the maximum temperature of your water heater to the minimum level recommended by your heater’s manual, but don’t risk turning it down too low and chance allowing bacteria to proliferate. Keep an eye on children when cooking, and consider installing safety covers for appliance knobs to prevent them from turning on hot surfaces. Practice good fire safety, including educating all members of the household on how to prevent, recognize and escape fire – especially important for young children.
Follow these steps, and you can be satisfied knowing you’ve made your home a safer place.
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Gail Manion, Managing Broker/Owner
Real Edge Realty 630-686-2217
What People Would Sacrifice to Buy a Home
Home buyers are willing to make extreme sacrifices and even give up some basic rights to get a chance at homeownership or help with their down payment, a new survey shows. In exchange for a 10 percent down payment, would-be buyers said they’d forgo their dream car, vacations, and even their right to vote.
Twenty-two percent of 1,000 buyers recently surveyed said they’d be willing to give up the right to vote in exchange for a 10 percent down payment they would not need to pay back, according to Unison Home Ownership Investors and Atomik Research’s The Value of Owning a Home survey. Millennials (26 percent) are more likely than Gen X (20 percent) and baby boomers (7 percent) to be willing to give up their right to vote. Men are more likely than women to give up their driver’s license—14 percent versus 9 percent, respectively.
Forty-four percent said they’d be willing to give up their dream car, and 38 percent would give up vacationing for the next five years.
Homeownership status may even affect relationships, the survey found. Fifty-eight percent of respondents said they’d be more likely to date or marry someone who already owned a home at the time their relationship began, according to the survey. Homeowners may be more attractive to aspiring buyers. Millennials (58 percent), Gen X (59 percent), and baby boomers (56 percent) admit preference toward engaging in a relationship with a current homeowner.
To overcome the down payment barrier, more consumers are showing openness toward crowdfunding. Twenty-six percent of respondents surveyed said they’d consider crowdfunding a down payment, and 29 percent would use an equity investment or homeownership investment. Read more about buyers using crowdfunding to secure a home.
Source: “The Value of Owning a Home,” Unison Home Ownership Investors (May 24, 2018) [Log-in required.]
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Real Edge Realty 630-686-2217
Credit scores have never been higher, positioning more Americans to qualify for some of the best mortgage rates ever. Yet, nearly 10.1 million Americans remain unemployed and have skipped mortgage or debt payments. How can this be?
“It’s been bizarre with this recession to see credit scores go up,” Matt Schulz, chief credit analyst at LendingTree, told MarketWatch.
At the beginning of 2020, FICO credit scores averaged 703. By October, the average FICO credit score rose to 711, Experian FICO credit score data shows. VantageScore credit scores rose an average of four points above 2019 scores to 690 in 2020. (In general, a FICO score above 660 and a VantageScore above 670 is considered good, MarketWatch notes.)
Government stimulus programs and relief measures during the pandemic may be helping. Studies have shown that many consumers used the stimulus checks to pay down their debts, which could have helped to boost their credit scores. Also, forbearance and deferment programs put in place during the pandemic for mortgages, student loans, and car payments may have freed up some money to allow borrowers to pay down some of their other bills. Under COVID-19 relief measures, lenders are required to report accounts as current or “paid as agreed” for borrowers who are delaying their payments due to financial struggles from the coronavirus.
“That means that consumers’ credit scores won’t be lowered if they didn’t have any preexisting delinquencies,” MarketWatch reports. “That would make it easier for these consumers to secure a loan or mortgage in the short- and medium-term.”
But credit scores won’t remain frozen. CARES Act provisions will remain in effect for 120 days after the national coronavirus emergency is terminated by the president or Congress. As borrowers are required to start repaying any frozen debts, they may start to see their credit scores decrease if they’re unable to make those payments.
Source:
“‘It’s Been Bizarre With This Recession to See Credit Scores Go Up’,” MarketWatch (Feb. 16, 2021)
Real Edge Realty
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Managing Broker/Owner
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Five Tips for Spring Lawn Prep
The lush lawn of your spring-loving dreams is just a few steps away.
Even if your lawn is made up of weeds more than actual grass, you can turn it around with some basic preventive spring maintenance. Try these five tips to get your lawn ready before the weather warms up and the grass (and weeds) leave you in the dust.
Prevent weeds
Proper mowing, irrigation, and feeding practices are the best possible weed prevention, but established weed populations require drastic measures.
Use a pre-emergent herbicide to stop warm-season weeds before they even sprout. And even a weed-free lawn can easily be undone by nearby weeds and their traveling seeds, so remove any weeds in the garden now so they don’t find their way into your lawn.
If your lawn has bare spots, fill them in now with sod or seed so weeds don’t sprout and get a foothold.
Start your engines
Much like cars, lawnmowers will stop working without routine maintenance. If you haven’t already done so in the fall, replace the mower’s oil and gas with the types recommended in your mower’s instruction manual.
This would also be a good time to replace that corroded spark plug and dirty air filter. Add a fuel stabilizer to keep the gas from going stale and harming the mower’s engine.
A dull mower blade makes your grass more susceptible to disease with each ragged cut it makes, so sharpen the blade with a metal file when it starts to get dull. Clean your mower often to improve performance and prevent corrosion. If you own a riding mower, air up the tires for an even cut and comfortable ride.
Clear out thatch
You know that spongy layer of dead grass that builds up in your lawn? That’s thatch. A thin layer of thatch is normal and even healthy, because it protects the soil, roots, and beneficial organisms. But when that thatch gets about an inch tall, drought, weeds, and other problems develop.
Thatch is most likely to build up in lawns that have acidic or compacted soil — or lawns that have been excessively treated with herbicides and pesticides. If thatch is common on your block, prevent it with core aeration. This allows air to reach the soil, promoting organisms that naturally break down thatch. Use a vertical mower or power rake if the thatch is an inch thick or more.
Reseed and resod
None of these tips will do much good without a proper lawn. If your lawn seems as if it’s beyond hope, consider starting from scratch.
If your existing lawn is an annual one, remove it with a sod cutter. Perennial grasses, like Bermuda or St. Augustine grass, are much tougher to remove, so you’ll likely have to either solarize with clear plastic sheets for several weeks or resort to an herbicide.
Once you’ve dug up the grass or otherwise eradicated it, replace it with soil and a grass variety appropriate to your region. Plan on setting aside a day or two for installation.
Amend the bare soil with topsoil or composted manure, and begin laying down the sod or planting seeds by following the label instructions. After planting, water it often until the new grass becomes established.
Start good habits
If you’re not already following a fertilizing schedule, start one now by following the directions on your product of choice. It’s very likely that you will forget this schedule after the first feeding, so pencil in the dates on your calendar so you don’t get off track.
Start the season off right by mowing more often, on a higher setting, and in alternating directions. Inspect your sprinklers and pipes for possible breakage — a patch of damp soil or an excessive water bill would be your first clue. If your lawn seems to let into the surrounding landscaping, start edging now to define your boundaries.
A string trimmer is fine for maintenance, but cutting through the dirt with it could get messy. Either rent an edger or purchase a handheld half-moon tool to make deep, clean cuts that persist through the year for easier mowing and trimming.
▪ About the author
Steve Asbell
Steve Asbell is the founder of The Rainforest Garden, a blog dedicated to bringing botanical style into your home through DIY projects, gardening, decorating and cooking. He is the author of Plant by Numbers: 50 Houseplant Combinations to Decorate Your Space and spends the rest of his time illustrating and spending time with his family.
Re-Posted By Gail Manion, Managing Broker/Owner Real Edge Realty | 630-686-2217
http://www.RealEdgeRealty@gmail.com | RealEdgeRealty@Gmail.com
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Chicago’s average credit score is 676, according to Experian – not bad, when the national average is 669.
Hello, and welcome to First Centennial Mortgage’s video blog. Today we’re looking at what a low credit score means for your mortgage application.
The good news is that a low credit score doesn’t always lead to a mortgage loan denial, although this is a possibility. More likely, a lower credit score for you will mean higher interest rates. Typically, scores in the high 700s and above will net you the best rates. Drop in the low 600s and below, and securing an affordable mortgage becomes more difficult.
Low credit scores can also result in a sub-prime mortgage, instead of a conventional one. These usually come with higher rates to offset the risk of a loan default.
Remember, though, your credit score isn’t the only part of a quality mortgage. Talk to the experts at First Centennial Mortgage today to learn your options.
3 Factors That Can Affect Your Moving Estimate
When you’re moving, the last thing you need is a list of surprise fees tacked on at the end. Here’s how to get an accurate estimate from the start.
When planning a residential move, it’s important to have an accurate idea of the final moving costs so you can set a realistic moving budget. Estimating your moving costs, however, is not as simple as it seems at first.
The movers will provide you with an estimate based on the total weight of your shipment and the actual distance to your new home. But plenty of other factors can also affect the final price and make your relocation significantly more expensive than anticipated.
To make a good financial plan for your upcoming move, you need to know exactly what can affect your moving estimate.
Required moving services
The factor that will most affect the final cost of your move is the amount of moving help you’re going to need.
If you want your movers to take care of all aspects of the relocation process (including packing your goods, loading them onto the moving truck, transporting them to your new home, and unloading and unpacking your items), your move will cost you a pretty penny.
But if you decide to do some of the work yourself (such as packing your belongings or disassembling your large furniture), you won’t have to pay for those services, and will be able to cut down the moving costs.
Keep in mind that any specific packing, handling, or transportation requirements you may have (like crating, exclusive use of the moving vehicle, or split pick-up or delivery) will also incur additional fees.
Sometimes, circumstances beyond your control may necessitate a specific service, regardless of whether you want to use it or not.
Poor access to the pick-up and/or drop-off location is the most common obstacle that affects the flow of a move and results in extra charges. Here are several examples:
▪ If your old home (or your new property) is not accessible to large moving trucks because of physical constraints (such as narrow roads or weak bridges), your goods will be picked up or delivered with the help of smaller vehicles. This will incur an additional shuttle fee.
▪ If the moving truck can’t stop in front of the entrance to your home and the movers have to carry your items over a considerable distance (greater than 50 to 75 feet), you’ll be charged a long-carry fee.
▪ If the movers have to take your goods up or down a number of stairs (or wait long for an elevator), you’ll have to pay a flight charge (or an elevator fee).
▪ If some of your furniture or appliances don’t fit through the doors or along the narrow hallways in your property, you will need hoisting services (that is, movers will take your large items in or out of the home through a window). These tend to be really expensive.
Storage needs are the second most common reason for increased moving costs. If you need your belongings to be stored in the carrier’s warehouse (because your new home is not ready to be occupied yet, or because you’re moving into temporary housing and want your items safely stored until you find a permanent residence), you’ll have to pay an additional storage fee.
And if your items have to be kept in storage for some time, because you’re unable to receive your shipment on the agreed date and time, all the warehouse handling costs will be at your expense.
You’ll also be charged extra for any idle time the movers waste waiting at your home if you’re not ready when they arrive to pick up your goods.
The time of your move
The specific time of year when your relocation takes place will also greatly affect the final moving costs.
It’s no secret that moving company rates are much higher during the summer — the busiest moving season— than they are for the rest of the year. So, moving off-season (anytime from September to mid-May) will significantly reduce your moving costs, and will also allow you to ensure the help of experienced moving professionals at the most convenient time for you (reputable movers are not easily available during the peak season).
Also, remember that moving rates are usually higher on national holidays and on the first/last day of a month, when many people need to move house because of rental agreements or job-related considerations.
If possible, avoid such peak periods and schedule your relocation for a day during the second half of a month when you can expect lower rates, plenty of available movers, and considerably less hassle.
As far as specific days of the week are concerned, the weekends are, of course, the busiest and the costliest. Tuesday, on the other hand, is the least preferred day for a move, so you may receive a significant discount if you decide to relocate on a Tuesday.
Your moving insurance
The basic liability coverage (60 cents per pound per item) you get for free when using professional moving services may not be enough to ensure your peace of mind, especially if you are relocating items of high sentimental or monetary value.
If you want full value protection (under which the carrier assumes liability for the full cost of repairs or the replacement value of any lost or damaged goods), your moving costs will go still higher.
With so many factors affecting your movers’ estimate, you need to be really careful when researching your moving options and choosing the best movers for you. Get three or four on-site binding estimates, compare the rates and conditions different moving companies offer, and make your pick wisely.
About the author
BY Moving.Tips
Moving.Tips.
Home Staging
Staging is no longer optional for sellers who want to get the most value from their home. Many sellers are still reluctant to stage, making it a tough sell for their real estate agent. Several key points can help overcome skepticism and convince sellers to stage first if they want to sell.
1. The difference between decorating and staging.
The saying — “Your Home is Your Castle” — often rings true with today’s sellers. Most believe their home is decorated beautifully, usually with their favorite colors and personal décor. But there is a big difference between decorating and staging to appeal to a large pool of buyers.
Décor choices are personal and most buyers can’t envision how a home may look if the seller doesn’t remove their personality.
Sotheby’s Julia B Fee REALTOR®, Megan Stilwell-Posner, a recent PJ & Co. client, often walks buyers through a property and they’ll comment that they don’t like an area rug or paint color, which even influences their decision on whether to purchase the home. “Explaining how we market your property versus how you decorate your property is very important,” she says.
2. Staging versus a possible price reduction.
Staging sets a home apart from the competition. Updating decor, particularly in key rooms such as kitchens and baths, can mean the difference between selling quickly and for top dollar or facing a price reduction if a home sits on the market for too long.
Busy, cluttered decor or outdated styles will distract buyers who won’t be able to envision living in the home. For many sellers, staging and low-cost renovations preserve valuable equity and can even boost a home’s selling price. For example, after PJ & Co. staged a property for real estate agent Rich Walker with Century 21, he decided to list the property for $20,000 higher than he originally planned. The property sold in 15 days at the asking price.
3. NOT selling a home is stressful.
We’ve all heard it – sellers who want to “test the market before staging” but months later haven’t received an offer.
Selling a home is difficult both emotionally and physically. Each day without an offer is stressful. Ultimately, I believe staging brings offers in quicker and makes the entire process easier.
In controlled tests conducted by the Real Estate Staging Association that compared identical homes, the non-staged houses sold in 102 days, while the professionally staged properties sold in 45 days.
4. The stager is going to do the dirty work.
Many real estate professionals we talk to are hesitant to discuss staging with their clients, unsure of how to tactfully approach necessary updates without offending their client. Enlisting a professional stager as a third-party expert and part of the selling plan provides tremendous value to both the real estate agent and seller. A professional stager takes the burden off of you, and can make recommendations without treading on the real estate agent/client relationship.
5. Execution will be key.
Hiring a stager who has a full team on standby to manage the entire process and deliver the home ready for market is key.
Some staging companies can be hired to just offer recommendations. For example, one client received a seven- page recommendation from a stager, but shopping for updated décor and managing the updates were up to the seller. It became overwhelming for the couple. They weren’t comfortable choosing the paint colors, picking lighting fixtures, or incorporating the right style trends to make a space vibrant and engaging to today’s younger buyer.
Other staging companies can offer the client one-stop shopping, from selecting the paint colors to coordinating the painter, carpenter, and selecting all of the materials needed to stage the property.
ABOUT THE AUTHOR: Patti Stern is a principal of PJ & Company Staging and Interior Decorating, and an interior decorator and accredited home stager. She and her team offer decorating and home staging services for individuals, real estate professionals, builders, and others in the industry. For more information visit pjstagingdecorating.com.
By Patti Stern, Principal PJ & Company Staging and Interior Decorating
Gail Manion
Managing Broker/Owner
Real Edge Realty
Buyers Snatch Up New Listings as Quickly as They’re Available
February 19, 2021
Home sales could easily be 20% higher if more homes were for sale, says Lawrence Yun, chief economist of the National Association of REALTORS®. Existing-home sales—completed transactions for single-family homes, townhomes, condos, and co-ops—rose 0.6% in January compared to December 2020 and are up nearly 24% over a year ago, the National Association of REALTORS® reported Friday. All four major regions of the U.S. recorded double-digit annual gains for home sales in January.
“Home sales continued to ascend in the first month of the year, as buyers quickly snatched up virtually every new listing coming on the market,” Yun says. Seventy-one percent of homes sold in January were on the market for less than a month, according to NAR’s report.
While most of the economy has felt the toll of the lingering COVID-19 pandemic, the housing sector has remained a bright spot, Yun adds. Sales remain high and home prices have continued to rise, adding equity to home sellers.
“Home sales are continuing to play a part in propping up the economy,” Yun says. “With additional stimulus likely to pass and several vaccines now available, the housing outlook looks solid for this year.” Yun predicts employment to increase, which could spur even more homebuying over the coming months. He predicts existing-home sales to reach at least 6.5 million in 2021.
Here’s a closer look at key indicators from NAR’s existing-home sales report, reflecting January sales data:
Home prices: The median existing-home price for all housing types in January was $303,900—a 14% jump over a year ago.
Inventory: Total housing inventory at the end of January was 1.04 million units, down nearly 26% from a year ago. Unsold inventory sits at a 1.9-month supply at the current sales pace.
Days on the market: Properties typically remained on the market for 21 days in January, down from 43 days a year prior.
First-time buyers: First-time buyers comprised 33% of sales in January, up slightly from 32% a year earlier.
Cash sales: All-cash sales accounted for 19% of transactions in January, down from 21% a year ago. Individual investors or second-home buyers tend to make up the biggest bulk of cash sales. They accounted for 15% of sales in January, down from 17% in January 2020.
Regional Breakdown
Here’s how existing-home sales fared in January across the country, according to NAR’s report:
Gail Manion
Managing Broker Owner
630-686-2217
5 Painting Mistakes That Will Show
DAILY REAL ESTATE NEWS
Painting can be one of the most cost-effective ways to spruce up a listing. But homeowners can also make a lot of mistakes with this common DIY job. Realtor.com® recently spoke with staging and color experts to find out some of the most obvious mistakes that they see most often.
1. Choosing the wrong finish.
Homeowners need to select a paint finish that correlates with the room’s purpose. “Many homeowners are nervous about using shiny semigloss, but it’s more durable than flat or matte and more moisture-resistant, which makes it perfect for bathrooms and the kitchen,” Kristen Chuber, marketing director at Paintzen, told realtor.com®. However, flat and matte finishes may make better choices for high-traffic areas like hallways or kids’ rooms, since they usually allow for easier touch-ups.
2. Not paying attention to the room’s undertones.
Pay close attention to the other elements of the room that can influence how the color looks on the walls. “Your color will look off if you pair a pink undertone with a yellow one, so look at the counters, the stone fireplace, and cabinets when choosing paint,” Karen Gray-Plaisted, a home staging expert with Design Solutions KGP, told realtor.com®. The flooring can influence the color perception too. For example, a warm mahogany hardwood might look strange when paired with a cool gray paint, Gray-Plaisted says. Also, be sure to “test your color swatches in different lighting, or you’ll end up with a shade that’s all wrong,” Chuber notes.
3. Selecting the wrong color of white.
White paint comes in many shades. “Some whites are cool, others warm, still more are neutral, so the one you pick will depend on the room’s finishes and undertones,” Gray-Plaisted says. Liat Tzoubari, CEO of home decor boutique Sevensmith, told realtor.com® she sees homeowners overuse white paint in a home. “Instead, choose a white with a slight pink or yellow tint, such as cream,” she suggests.
4. Forgetting about what’s overhead.
Ignoring the ceiling when repainting can make the room appear dull and dirty, says Chuber. “Whether you pick white or a bright color, painting it properly will give you those sharp edges along the top and can make wall color pop,” Chuber says.
5. Adding an accent wall in an odd place.
Adding a pop of color to an accent wall is a popular move, but homeowners should make sure the effect isn’t jarring. “Accent walls are supposed to draw attention to a beautiful area, like the dining room—but not the bathroom or toilet area,” Kaitlin Willhoit, a real estate pro with The Boutique Real Estate Group, told realtor.com®. Also, the paint chosen for the accent wall needs to still work with the overall color scheme of the room or the house, says Bee Heinemann, interior designer with Vant Wall Panels. Too bright or too bold a color may be a turnoff to buyers.
Source: “Time to Brush up 9 : Ugly Painting Mistakes You’ll Come to Regret” realtor.com®
Call or Text Gail Manion Managing Broker Owner
Real Edge Realty 630-686-2217
Sellers 5 Reasons a Property Sells Fast!
1. Price
2. Condition of the Property
3. Terms
4. Accessibility
5. Marketing
All of these factors play an important role in how fast your home sells.
OVER PRICED – You’ll Help Sell the Competition. The “correctly priced” homes look even better if your is overpriced. Most buyers are competitive shoppers.
CONDITION. Price right for the condition of your home. Is your home picture perfect? No repairs or updates needed? Does your home need a complete re-model? There are both home buyers and investors looking for homes in all types of condition.
TERMS. Can you close fast? Is your home marketable to buyers getting an FHA or Va loan? Will you pay closing costs to help the buyer obtain their loan? We can help guide you through the process in order to attract multi buyers.
Accessibility. Yes, Showing your home. How accommodating can you be for the showing agents and the buyers? We never want you showing your home. We book the appointments, show your home and follow -up with the agent and buyers. Can your home be ready within 30 minutes for a showing – looking like a model home?
Marketing. We are a full service Real Estate Firm with over 27 years experience. We use the latest in technology for pre-approving buyers, tracking showings, marketing you home on social media and the top Real Estate Web sites.
WHAT’S YOUR HOME WORTH?
If you would like a CMA – Market Report for your home call/text/email us:
Gail Manion
Managing Broker/Owner
Real Edge Realty
630-686-2217
Rent To Own You Pick the Home
You Pick the Home in one of the Approved Communities Up to $300,000
Once you are approved we can start looking for your home. We will email you homes from the MLS and will we cross check them on the web site for the rental price. All rental prices will be disclosed before viewing the home in person.
Once you find a home you like, our 3rd party will purchase the home on your behalf.
1 year lease at a time, or stay up to 5 years.
You can purchase the home at any time with your own lender. Financing is NOT provided. We have a list of lenders if you need.
All costs with the Lease to Purchase are disclosed before you sign any paperwork. This includes rental amount and purchase price.
YOU DO NOT HAVE TO PURCHASE
2 Months Security Deposit + 1st Months Rent
Property Type:
Single Family, Townhome’s (fee simple only) No Condos
List price up to $300,000
NO: Bank Owned Properties, Auctions, Short Sales, Commercial, or Multi Family
Pets are Allowed
Start Your Home Search Today by Calling Us Now!
Call /Text 630-686-2217 for more information.
Gail Manion
Managing Broker/Owner
Real Edge Realty
MARKET REPORT Chicago, Naperville and Elgin
Click Here to Download the PDF Report
Gail Manion
Managing Broker/Owner
Real Edge Realty
How Much Home Can I Afford? Use the Home Affordability Calculator to Find a Home Within Your Budget
You might be surprised at how much home you can purchase. There are all types of low down payment programs, grant programs for people who make $101,500 or LESS.
1% Down Payment – you only put down 1% of the homes’ purchase price.
Click here to use the Affordability Calculator: http://bit.ly/2RBxtVc
Before you shop for a home make sure you get pre-approved with a mortgage lender. We have several top lenders our clients like to work with.
Click Here to Use the Home Calculator
https://gmanion-148348.valuedagent.com/purl/calculators
Gail Manion, Managing Broker/Owner, Real Edge Realty
630-686-2217
Illinois
Real Edge Realty
RealEdgeRealty@gmail.com
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give us a call. We're happy to answer all your questions.